Terms & Conditions

• The product is supported by a financial contribution from City & Country.

• The offer is applicable to selected plots only.

• The offer is available in the UK for first-time buyers and existing homeowners of new-build homes. Purchasers must contribute a minimum 5% deposit.

• The offer may be retracted or amended at any time prior to signed documentation for the relevant plot.

• The offer cannot be combined with any other offer.

• The offer is subject to your lender’s criteria and may impact the equity to mortgage ratio.

• The offer may not be accepted by some lenders or may result in the refusal to provide a mortgage based on individual circumstances.

• City & Country is not authorised by the Financial Conduct Authority and therefore cannot provide financial advice, including advice related to mortgages. All such advice must be obtained from a mortgage broker.

• REPOSSESSION WARNING: FAILURE TO MAINTAIN REPAYMENTS ON YOUR MORTGAGE MAY RESULT IN THE REPOSSESSION OF YOUR HOME.

• City & Country’s reservation terms and conditions are applicable. For further details, please consult with one of our Sales Executives

 

*Example saving based on market interest rates, with an average house price of £360,000, an average mortgage term of 35 years, £90,000 deposit (25%), 5% incentive paid to lender by City & Country, on a 2 year fixed rate of 1.93%, with 75% LTV mortgage. Monthly payment £988.55. The comparable mortgage rate is Virgin Money at 5.19% with a monthly repayment of £1,480.93, saving £492.38 per month. It is essential to consult a regulated mortgage broker for impartial financial guidance who participate in this scheme. Failure to keep up with mortgage repayments could lead to repossession of your home. The rates mentioned are accurate as of 23rd May 2024.